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Redeeming Home

May God Redeem Our Homes for His Glory

December 28, 2015May 11, 2018

Video Discussion for 31 Days of Rest: A Daily Devotional for the Weary Mom Days 28, 29, 30, 31

If you are following along with our 31 Days of Rest Devotional, feel free to view the video discussion for days 28, 29, 30, and 31 below.

Blessings!

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Published by Nicole Crone

Hello, and welcome! My name is Nicole. I’m a wife, homeschooling mom to eight children, and daughter of the King. I’m also an essential oil enthusiast who is certified in French Aromatherapy. As a keeper at home, I've found several ways to bless my family with a bit of extra income through my etsy store and as a Mary & Martha Independent Consultant. Please check out those links in my profile. Welcome to my blog! Thank you so much for stopping by! View all posts by Nicole Crone

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School time.❤️It is such a joy to spend each day with my children. The days are long but the years are short. Time invested in our children is so worth it! #homeschoolers #simplelife #homeschoollife #motherhood #childrenareablessing #christianlighteducation #motherhoodunplugged #dayathome #winterdays #redeeminghome #childhoodunplugged #slowliving #simpleliving #thirdgrade #homeducate #homeeducation

'Tis the season to acquire stuff. I used to fall into this trap so hard. We would spend December cleaning out our play room, only to fill it back up with this years version of the same exact toy. 🙈 I bought new clothes when styles changed, even though my current items were perfectly fine. I thought consumerism was normal! . During our #debtfreejourney we have downsized to a home half the size of what we were used to. It was then that I realized what a burden all of that stuff really was. We still have a storage building worth of stuff I thought I needed, but I haven't touched in over a year. . If we can learn to be content with what we have by the grace of God, it is a joyful thing. I would love to encourage you to really think about your purchases before you make them. An intentional life is beautiful!💕

We ate latkes and painted rocks like the night sky tonight. I'll be sad to see Hanukkah go. Praise God from whom all blessings flow. 🕎

Hey guys! 🙋 I've received lots of messages and comments after my mortgage pay down post on Friday and I wanted to explain why we are doing this, along with a couple other debt free thoughts. First of all, all glory goes to the Father who has enabled us to do this! Yep, we paid off the first 14 years of our mortgage payment schedule in 15 months. It may sound crazy, but we did this to save a huge amount of interest payments. We were TIRED of throwing $ out the window, never to see it again. By being gazelle intense with our mortgage, we have skipped $103,695.75 worth of interest out of the $180,414.44 which our mortgage dictates should be paid. This is HUGE! I mean, what we could do with an additional $100,000! . We've discovered that debt is a chain that keeps us from going where we want to go. I started to question if I was being a good steward of the resources God has given us by sending so much money to interest payments. And so after we became debt free other than our home, we started to aggressively pay it off, too. When you stop looking at new items as a payment you can afford, and instead, look at the total amount paid over time, it makes SO much more sense to delay gratification and save up the cash. SO much money is saved this way! I cannot wait until our house no longer belongs to the bank and is officially ours! When we were in consumer debt, ALL of that stuff wasn't actually ours like we pretended it was either. Think about it. We do live unlike most people now, but when I see that we have kept $103,695.75 in our pockets so far instead of sending it to the mortgage company, I am thrilled! . I've gotten a lot of questions about our amortization schedule. We received ours at closing, but you can make your own if you search "amortization calculator" on google and plug in your own info. If you swipe you can see an example of our own schedule, and just how much interest is expected to be paid at the beginning of a mortgage. . If you haven't done so already, read The Total Money Makeover and Your Money or Your Life. These books helped me tremendously!

It is C-O-L-D. Miss Mallory helped me check on the contents of our greenhouse before heading back inside. #greenhouse #sustainability #homesteadwannabe #blessedmama #momofgirls #momlife #happylife #Sabbathday #toddlerlife #preschooler #homeschoolmom #simplejoys #simplelife #childhoodunplugged #motherhood #contentment #letsstayhome #homemaker #redeeminghome

There is a light at the end of the tunnel after a year of gazelle intensity! We are almost at our goal pay down for the year, and I was so exited to see we have paid off the first fourteen years of our mortgage amortization schedule this morning!🙌 It has been a year of saying no. As I type, I'm sitting on a couch which has seen better days. We've pulled our kids from all extracurriculars except violin. We stay at home A LOT, and I've begun to see how beautiful a simple life truly is. I'm so thankful that the Father has helped us along on this journey. Contentment is key! Debt = risk, and the less risk on our plates the better.💛 EDIT***Only 15 of the 168 interest payments were paid since we sent extra $$ directly to the principle. This is part of our "why." We have saved so much money in the long run by doing this! The interest payments at the beginning of a mortgage are huge!

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