March is right around the corner, and it is time for a new No Spend Challenge! These challenges can be great to do if you have a big financial goal, like paying off debt or beefing up your savings. As silly as it may sound, they really do help! Simply fill in a shamrock for … Continue reading March No Spend Challenge
I used to be kind of high maintenance. Actually...I was high maintenance. During my twenties and early thirties, there was a certain "standard" of living that I hoped to reach. Things like clothing, cars, and vacations were pretty important to me. So was entertainment. A lot of our money was spent on things in this … Continue reading How Living Simply Lifted a Burden…My Experience While Paying Off Debt
A new day has come, and yet I'm tired. I'm over here checking my phone, looking at the weather forecast. This has been my pattern since I started jogging six months ago or so. I am not feeling it today, ha! Cold weather and I do not get along. Yet, I will still get up … Continue reading Frugal Thoughts + My Husband’s Raise
Being frugal doesn't mean being miserable. Frugality involves looking at your goals and spending your money wisely to bring them to fruition. For several years, we were ultra-frugal in just about every category in order to get out of consumer debt. This was difficult, but so worth it in the end. We pretty much sent … Continue reading Does Being Frugal Have to be Difficult?
I've got a sleeping baby in my arms. That's usually how it goes, right? No matter, I pull out my phone and scroll to my financial apps. Bank account. Check. Credit card. Check. Other credit card. Check. Within about five minutes time, I'm finished. I've taken a look at our family's finances, and I know … Continue reading How This Busy Mom Tracks Bills
So, you want to get out of debt and give your family a brighter future. Congratulations! That's fantastic! Realizing that changes need to be made in your financial picture is the first step towards freedom. Unfortunately, now is also the time that many people think, "I'd love to do that, but there is just no … Continue reading Creating an Emergency Fund for Your Family
"I may not be the primary breadwinner, but I can help my husband's paycheck stretch by making good choices."This has been my attitude about money. As wives and mamas, we can make a significant impact on our family's finances by making good choices and learning about budgeting. As of right now, 35% of money currently … Continue reading Now is the Time to Work on Your Finances
Read the first part of our story here. Read the second part of our story here. The day dawned early. I crawled out of bed at my mother in law's home, my pregnant body still sore from the long ride to Georgia the day before. But goodness, was I ever hopeful. We were going to … Continue reading Our Journey towards a Simpler Life || Part 3